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Which Singapore Credit Cards Have Free Lounge Access

Which Singapore Credit Cards Have Free Lounge Access

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One of the things I always look forward to when traveling is visiting airport lounges. As someone who frequently fly economy class, I can’t visit airline lounges. So, my only option is to visit contract lounges.

Over the years, I’ve been accumulating cards that give free visit to airport contract lounges. I decided to make this compilation for me to plan what card I should be getting.

If you also love airport lounges and don’t usually fly Biz/First, I hope this article can serve as a useful guide for your own travel hacking plan.

CREDIT CARDENTITLEMENTPARTICIPATING LOUNGE
Income: SGD 30,000/yr
1. Citi PremierMiles2 per calendar yearPriority Pass lounges
2. DBS Altitude Visa2 per membership yearPriority Pass lounges
3. ANY Diners Club Cards1 per calendar yearDiners Club lounges
4. Maybank Horizon Visa Signature1 per month if you spend 1k within 3 months before travelSelected lounges
Income: SGD 50,000/yr
5. American Express Singapore Airline KrisFlyer Ascend4 per membership year (upon paying annual fee) SATS Premier Lounges,
Plaza Premium Lounges
Income: SGD 80,000/yr
6. Standard Chartered Visa Infinite X2 per membership yearPriority Pass lounges
Income: SGD 120,000/yr
7. CIMB Visa Infinite3 per membership yearDragonPass lounges
8. OCBC VOYAGEUnlimitedPlaza Premium
9. HSBC Visa InfiniteUnlimited (main & supp cardholders)LoungeKey
10. Citi PrestigeUnlimited (main cardholder + 1 guest)Priority Pass lounges
Income: SGD 150,000/yr
11. UOB Visa Infinite Metal4 per membership yearDragonPass lounges
12. Standard Chartered Visa Infinite6 per membership yearPriority Pass lounges
13. Maybank Visa InfiniteUnlimited (upon paying annual fee)Priority Pass lounges
14. AMEX Platinum ChargeUnlimited (main & supp cardholders + 1 guest each)Centurion Lounge, International Amex Lounges, Priority Pass, Delta SkyClub, Plaza Premium
For SME Business Owners (Income: SGD: 30,000/yr)
15. AMEX SIA Business Credit Card2 per membership yearPriority Pass
By invitation only
16. UOB Lady’s Solitaire6 per membership yearLounge Key

1. Citi PremierMiles Card

Citi PremierMiles Card

Income Requirement: S$30,000 (Singaporean/PR) or S$42,000 (Foreigner) a year
Annual fee: S$180+GST (You’ll get lounge access benefit regardless of whether your annual fee is paid or waived)
Entitlement: 2 visits per calendar year (1 January to 31 December, regardless of when you signed up for the card)
Participating Lounges: All lounges under Priority Pass Network
Bring guest: You can bring guest(s). Each guest visit will be counted as 1 visit.
Extra visit charges: US$32 per person per visit
How to redeem: Register for a Priority Pass account and you’ll get a digital membership card. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.
My review: Citi PremierMiles Card Review

Welcome offer for Citi PremierMiles:

  • Option 1: Get 8,000 Citi Miles when you spend S$800 within 2 months from date of card approval, valid till 31 Oct 2022.
  • Option 2: Get 30,000 Citi Miles when you spend S$800 within 2 months from date of card approval and pay annual fee for the first year, which will be charged in the first month upon approval. Valid till 31 Oct 2022.
  • Option 3: Get a Dyson V8 Slim Fluffy (worth S$549), or Samsonite Straren Spinner 67/24 (worth S$600), or Sony WH-1000XM5 headphones (worth S$569), or S$400 cash via PayNow upon activating and spending (min. S$500 spend) within 30 days of card approval. Valid till 15 Aug 2022.

2. DBS Altitude Visa Card

DBS Altitude Visa

Income Requirement: S$30,000 (Singaporean/PR) or S$45,000 (Foreigner) a year
Annual fee: S$180+GST (You’ll get lounge access benefit regardless of whether your annual fee is paid or waived)
Entitlement: 2 visits per membership year
Participating Lounges: All lounges under Priority Pass Network
Bring guest: You can bring guest(s). Each guest visit will be counted as 1 visit.
Extra visit charges: US$32 per person per visit
How to redeem: Register for a Priority Pass account and you’ll get a digital membership card. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.

Welcome offer for DBS Altitude:

  • Option 1: Get S$150 cashback when you key in the promo code 150CASH during application and spend a minimum of S$800 within 60 days of card approval. Valid till 31 July 2022. 

3. ANY Diners Club Cards

Diners Club Card Donki

Income Requirement: S$30,000 (Singaporean/PR) or S$80,000 (Foreigner) a year
Annual fee: S$180+GST (You’ll get lounge access benefit regardless of whether your annual fee is paid or waived)
Entitlement: 1 visit per calendar year
Participating Lounges: All lounges listed on Diners Club Lounge page (you need to enter the airport name, you can’t see the entire list)
Bring guest: Guest will be charged the prevailing walk-in rate
Extra visit charges: S$34 plus tax per person per visit
How to redeem: Present your Diners Club credit card and boarding pass when you check in to a lounge

4. Maybank Horizon Visa Signature

Maybank Horizon Visa Signature

Income Requirement: S$30,000 (Singaporean/PR), S$45,000 (Malaysian) or S$60,000 (Foreigner) a year
Annual fee: S$180+GST (You’ll get lounge access benefit regardless of whether your annual fee is paid or waived)
Entitlement: 1 visit per month if you spend at least 1k in a single transaction within 3 months before travel
Participating Lounges: Ambassador Transit Lounge at Singapore Changi Airport and
Plaza Premium Lounge at Singapore Changi Airport, Kuala Lumpur International Airport and Hong Kong
International Airport.
Bring guest: Free visits are not transferrable to guest. Guest will enjoys 20% off walk-in rates for lounge access at participating Plaza Premium Lounge outlets.
Extra visit charges: S$42 plus tax per person per visit. This price is also applicable for those without an Eligible Retail Spend Transaction
How to redeem: Present your credit card and boarding pass when you check in to a lounge
Full list of lounges and T&Cs

5. American Express Singapore Airlines KrisFlyer Ascend Credit Card

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Income Requirement: S$50,000 (Singaporean/PR), S$60,000 (Foreigner) a year
Annual fee: S$315+GST (You’ll only get lounge access benefit if you pay for annual fee)
Entitlement: 4 visits each membership year
Participating Lounges: Any participating SATS Premier Lounge in Singapore and Plaza Premium Lounge around the world.
Bring guest: You can bring guest(s). Each guest visit will be counted as 1 visit.
Extra visit charges: Prevailing rate
How to redeem: Present your lounge access voucher, credit card and boarding pass when you check in to a lounge
Full list of lounges and T&Cs

Welcome offer (you will get ALL of the things listed below by applying here):

  • Get one-night stay at Hilton Singapore Orchard (worth up to S$418++) upon annual fee payment, and an additional one-night stay at Hilton Singapore Orchard (worth up to S$418++) upon S$3,000 spend in the first month. Valid until 30 June 2022.
  • 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time Amex users)
  • 2,000 KrisFlyer miles when you spend a minimum of S$2,000 in the first 3 month of Card Membership

6. Standard Chartered Visa Infinite X

Standard Chartered Visa Infinite X

Income Requirement: S$80,000 a year; Priority/Private Banking customers have lower income requirement
Annual fee: S$650+GST (Annual fee is strictly NOT waivable)
Entitlement: 2 visits per membership year
Participating Lounges: All lounges under Priority Pass Network
Bring guest: You can bring guest(s). Each guest visit will be counted as 1 visit.
Extra visit charges: US$32 per person per visit
How to redeem: Register for a Priority Pass account and you’ll get a digital membership card. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.

Welcome offer:

  • 30,000 Miles upon card activation and paying of annual fee
  • 3 months of Disney+ subscription upon card activation

7. CIMB Visa Infinite

CIMB Visa Infinite

Income Requirement: S$120,000 a year; Applicants with $50K Fixed Deposit collateral have lower income requirement
Annual fee: None
Entitlement: 3 visits per membership year
Participating Lounges: All lounges under Dragon Pass Network
Bring guest: Free visits are not transferrable to guest. Cardmember will have to pay directly to DragonPass by using the “Add Visits” function on the DragonPass’ Airport Companion app at the rate of USD28 per lounge access
Extra visit charges: US$31 per person per visit
How to redeem: Register for DragonPass digital membership card via the DragonPass’ Airport Companion app. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.

Welcome offer: Get Sony WF-1000XM3 (worth S$219) + S$80 cash via PayNow OR S$200 cash via PayNow upon activating and spending min. S$988 for 60-day periods following card approval. Valid till 31 July 2022. Apply here.

8. OCBC VOYAGE

OCBC Voyage

Income Requirement: S$120,000 a year
Annual fee: S$488 (with GST) with 15,000 VOYAGE Miles; or S$3,210 (with GST) with 150,000 VOYAGE Miles
Entitlement: Unlimited
Participating Lounges: Any participating Plaza Premium Lounge around the world. List here.
Bring guest: Free visits are not transferrable to guest. Accompanying guests are charged at prevailing rate.
How to redeem: Present your credit card and boarding pass when you check in to a lounge.

9. HSBC Visa Infinite

HSBC visa infinite

Income Requirement: S$120,000 a year
Annual fee: S$650 (inclusive of GST); or S$488 for HSBC Premier customers
Entitlement: Unlimited visit for main cardholder and supplementary cardholder
Participating Lounges: All lounges under LoungeKey Network
Bring guest: Free visits are not transferrable to guest. Accompanying guests are charged at US$32 per person per visit.
How to redeem: Register for HSBC Visa Infinite LoungeKey account. Present your credit card and mention LoungeKey when you check in to a lounge as well as your boarding pass.
FAQ

10. Citi Prestige

Citibank Prestige Mastercard

Income Requirement: S$120,000 a year
Annual fee: S$535 (inclusive of GST). Annual fee is usually not waivable.
Entitlement: Unlimited (for main cardholder and 1 guest)
Participating Lounges: All lounges under Priority Pass Network
Bring guest: Only 1 guest can enjoy free visit. Additional guests are charged at prevailing rate.
How to redeem: Register for a Priority Pass account and you’ll get a digital membership card. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.

Welcome offer: Get a Dyson V8 Slim Fluffy (worth S$549), or Samsonite Straren Spinner 67/24 (worth S$600), or Sony WH-1000XM5 headphones (worth S$569), or S$400 cash via PayNow upon activating and spending (min. S$500 spend) within 30 days of card approval. Valid till 15 Aug 2022. Apply here.

11. UOB Visa Infinite Metal

UOB Visa Infinite Metal Card

Income Requirement: S$150,000 a year
Annual fee: S$600+GST
Entitlement: 4 visits per membership year
Participating Lounges: All lounges under Dragon Pass Network
Bring guest: You can bring guest(s). Each guest visit will be counted as 1 visit.
Extra visit charges: US$31 per person per visit
How to redeem: Register for DragonPass digital membership card via the DragonPass’ Airport Companion app. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.

12. Standard Chartered Visa Infinite

SCB Visa Infinite

Income Requirement: S$150,000 a year; Priority/Private Banking customers have lower income requirement
Annual fee: S$550+GST
Entitlement: 6 visits per membership year
Participating Lounges: All lounges under Priority Pass Network
Bring guest: You can bring guest(s). Each guest visit will be counted as 1 visit.
Extra visit charges: US$32 per person per visit
How to redeem: Register for a Priority Pass account and you’ll get a digital membership card. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.

13. Maybank Visa Infinite

Maybank Visa Infinite

Income Requirement: S$150,000 a year
Annual fee: S$600 (inclusive of GST), first year free. Annual fee will be waived if spending is more than S$60K a year (From second year, you’ll only get lounge access benefit if you pay for annual fee or you meet the minimum spending of S$60K a year)
Entitlement: Unlimited
Participating Lounges: All lounges under Priority Pass Network
Bring guest: Free visits are not transferrable to guest. Accompanying guests are charged at US$27 per person per visit.
How to redeem: Register for a Priority Pass account and you’ll get a digital membership card. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.

14. AMEX Platinum Charge

Amex Platinum Charge

Income Requirement: S$200,000 a year
Annual fee: S$1,712 (inclusive of GST). Annual fee is usually not waivable.
Entitlement: Unlimited (for main cardholder, supplementary cardholder, and 1 guest each)
Participating Lounges: The Centurion Lounge, International American Express Lounges, Priority Pass (Enrolment required), Delta SkyClub, Plaza Premium The Airport Lounge
Bring guest: Main cardholder and supplementary card holder can bring 1 guest each to enjoy free visit. Additional guests are charged at prevailing rate.
How to redeem: To access Priority Pass lounges, you need to register for a Priority Pass account and you’ll get a digital membership card which you need to present during check-in. For other lounges, when you check in to a lounge, present your credit card and boarding pass.

15. Amex SIA Business Credit Card

15 Amex Highflyer Card

Income Requirement: S$30,000 a year
Annual fee: S$299 (inclusive of GST)
Entitlement: 2 visits per membership year
Participating Lounges: All lounges under Priority Pass Network
Bring guest: You can bring guest(s). Each guest visit will be counted as 1 visit.
Extra visit charges: US$32 per person per visit
How to redeem: Register for a Priority Pass account and you’ll get a digital membership card. Present this digital card when you check in to a lounge as well as your credit card and boarding pass.
My review: Review: AMEX SIA Business Credit Card (AMEX HighFlyer)

16. UOB Lady’s Solitaire Metal

UOB Lady Solitaire Metal

Income Requirement: undisclosed – by invitation only
Annual fee: S$588 (inclusive of GST)
Entitlement: 6 visits per membership year
Participating Lounges: All lounges under LoungeKey Network
Bring guest: Free visits are not transferrable to guest. Accompanying guests are charged at US$32 per person per visit. 
Extra visit charges: US$32 per person per visit
How to redeem: Register for Mastercard Airport Experiences from LoungeKey website or app. Present your Mastercard and mention LoungeKey when you check in to a lounge as well as your boarding pass.

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